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Budgeting advances can be awarded for: Emergency household costs such as replacing a broken cooker Getting a job or staying in work Funeral costs These advances will be repaid to the Government through regular Universal Credit payments which will be lower until the debt is repaid. Universal Credit claimants with children may be eligible for additional payments q (Image: GETTY) It should be noted budgeting advances will need to be repaid even if a claimant stops getting Universal Credit. The smallest amount that can be borrowed is £100 but it is possible to get up to: £348 if a claimant is single ....