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Updated Jan 10, 2021 | 07:00 IST In order to switch home loan lender, the borrower has to approach the new lending institution from where they want to get their loan refinanced Home loan transfer: Here s why lower interest rate alone should not be the reason to switch loan New Delhi: Nowadays, most state-run and private banks are disbursing home loans anywhere between 6.9-9% interest. These cuts have given home loan borrowers an opportunity to switch their ongoing remaining loans to avail a lower rate of interest. Home loans are usually the largest for most people. Hence most of the home buyers will secure a loan from a bank or financial institution or housing finance companies to purchase a house/property. In today s competitive world, different banks offer different interest rates on home loans to borrowers owing to many factors. ....