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Making sure you budget for "Fun Goals"


Making sure you budget for “Fun Goals”
Here are some ways you can have fun goals in your budget
By Rachel DePompa | April 14, 2021 at 6:01 AM EDT - Updated April 14 at 6:01 AM
RICHMOND, Va. (WWBT) - It can’t always be about saving money and paying off debt. Right? You need to feel like you are working toward a goal! We all need a little motivation.
Cherry Dale a financial coach with the Virginia Credit Union says it’s actually helpful to have something to look forward to while working hard to clear our debts.
“If you’re just paying off debt its not going to be as motivating as if you have another little pocket somewhere like ‘oh we’re going on this vacation.’ So, yeah I’m saving, yeah I’m paying off debt but I’m also saving for this vacation I’m going on,” said Dale. ....

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How to teach your teens about budgeting


How to teach your teens about budgeting
Teaching teens about budgeting
By Rachel DePompa | April 9, 2021 at 6:01 AM EDT - Updated April 9 at 7:24 AM
RICHMOND, Va. (WWBT) - If you have a high schooler, teaching them about budgeting in percentages will be a life lesson they will carry forever.
Cherry Dale, a Financial Coach with the Virginia Credit Union, says to keep it simple. Help them create three categories. Since teens don’t have a lot of living expenses it’s the perfect time to show them how much they can save up.
Maybe it’s 30% to savings, 20% to giving and 50% on whatever they want. ....

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The pandemic isn't hitting everyone hard financially

The pandemic isn't hitting everyone hard financially
nbc12.com - get the latest breaking news, showbiz & celebrity photos, sport news & rumours, viral videos and top stories from nbc12.com Daily Mail and Mail on Sunday newspapers.

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2021 may be a good time to convert to digital banking

2021 may be a good time to convert to digital banking
nbc12.com - get the latest breaking news, showbiz & celebrity photos, sport news & rumours, viral videos and top stories from nbc12.com Daily Mail and Mail on Sunday newspapers.

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Fees to watch our for when refinancing


Fees to watch our for when refinancing
Fees to watch out for if you are looking to refinance
By Rachel DePompa | March 17, 2021 at 6:01 AM EDT - Updated March 17 at 9:16 AM
RICHMOND, Va. (WWBT) - If you are looking to refinance a car, a house, or even credit card debt there are three fees to watch out for.
Cherry Dale with the Virginia Credit Union helped us put this list together. She says, number one, ask about origination fees.
That’s a fee that a lender will put in the deal just to originate the loan. It could be a percentage of what you are borrowing. Some lenders charge this. Some don’t so it’s something to ask. ....

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