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Can REITs replace physical real estate in your investment portfolio?


Can REITs replace physical real estate in your investment portfolio?
© Vandana Ramnani
Can REITs replace physical real estate in your investment portfolio?
Real estate has always remained the most preferred and sought after asset class for Indians. Plots, houses, apartments or commercial spaces are favourite investment avenues. According to a 2017 report Indian Household Finance of the household finance committee of RBI, “The average Indian household holds 84 percent of its wealth in real estate and other physical goods, 11 percent in gold and the residual 5 percent in financial assets.”
Interestingly, over the last decade investor interest in real estate, especially the residential segment has declined significantly because of negligible capital appreciation. For instance, according to the housing price index RESIDEX of National Housing Bank (NHB), composite housing prices in 50 cities of India increased by only about 4 percent annually between June 2013 ....

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Four things young earners should do after getting a job to ensure better future


Updated Apr 11, 2021 | 13:44 IST
For young earners, the biggest advantage is their age. If they start investing early in equities for long-term goals like retirement, then they can accumulate a bigger corpus even by saving a small amount.
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New Delhi: Getting the first pay cheque is one of the most rewarding moments in a young earners life as he eagerly waits for the moment to spend this money for buying gifts for family members and friends to express their gratitude. However, after two-three months or max after six months, young earners should think about their future and work towards creating a large corpus for their retirement and fulfilling other life goals like marriage, buying a house, car etc. Here are four things yound earners should do after getting a job. ....

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