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What small business is doing wrong when applying for a bank loan


What small business is doing wrong when applying for a bank loan
25 Apr, 2021 05:00 PM
6 minutes to read
Small business owners need to have their financials in order before applying for a loan. Photo / File
Small business owners need to have their financials in order before applying for a loan. Photo / File
Start-up business owners should forget trying to get a bank loan unless they have housing equity to fall back on and those who have been in business a few years will need to have clean
financials if they want to borrow.
That s the advice from Gordon Stuart, a former ANZ head of agri-banking who has set up a new business called Chaperon alongside former ANZ chief economist Cameron Bagrie to help small businesses secure loans from banks. ....

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PA Senate Dems Hold Policy Roundtable to Discuss Bright Future of Labor & Clean Energy


PA Senate Dems Hold Policy Roundtable to Discuss Bright Future of Labor & Clean Energy
Harrisburg – April 22, 2021 – At the request of Pennsylvania Senate Democratic Leader Jay Costa (D- Allegheny), the Senate Democratic Policy Committee held a virtual round table discussion on the future of clean energy development and clean energy jobs in Pennsylvania. This hearing was held on Earth Day to honor the history of environmental stewardship this day represents, and to acknowledge the importance of preserving our environment.
“There was a reason president Joe Biden unveiled his historic infrastructure plan here in Pittsburgh,” Costa said. “Our city got its start in the industrial revolution, but as our world has evolved so must the infrastructure that keeps us going. We need clean energy sources that lead us into the future, powered by men and women in family sustaining jobs. Our earth does not have infinite resources, and it is our duty to protect and preserve the ....

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US average mortgage rates under 3% for first time since Feb.


US average mortgage rates under 3% for first time since Feb.
The Associated Press
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FILE - In this Thursday, Feb. 18, 2021 file photo, a new home is for sale in Madison, Ga. Mortgage rates fell for the third straight week, dipping below 3% for the first time in two months. Mortgage buyer Freddie Mac reported Thursday, April 22 that the benchmark 30-year home-loan rate declined to 2.97% this week from 3.04% last week.John Bazemore/AP
McLEAN, Va. (AP) Mortgage rates fell for the third straight week, dipping below 3% for the first time in two months.
Mortgage buyer Freddie Mac reported Thursday that the benchmark 30-year home-loan rate declined to 2.97% this week from 3.04% last week. At this time last year, the long-term rate was 3.33%. ....

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Survey: 88% of Americans plan to be 'extra cautious' even after fully vaccinated against COVID


Survey: 88% of Americans plan to be ‘extra cautious’ even after fully vaccinated against COVID
Demand for cleanliness at new high after year-long pandemic
Published: 
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Americans fully vaccinated against COVID-19 plan to remain “extra cautious” of potential germs.
This is according to a survey of 520 people (276 men, 244 women) conducted by Stratus Building Solutions, a company specializing in commercial cleaning services. The survey suggests Americans are turning into “neat freaks” thanks to the year-long pandemic.
Cleanliness survey (WDIV)
COVID surfacing again sometime in the future.
90% surveyed say even when vaccinated they
expect businesses they frequent to place a special emphasis on cleaning and sanitizing. ....

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Protests by outlawed TLP: Bilawal tells PM Imran Khan to 'clean up mess or go home'


Protests by outlawed TLP: Bilawal tells PM Imran Khan to clean up mess or go home
Pakistan
PPP Chairman Bilawal Bhutt0-Zardari
KARACHI: Referring to the recent clashes between the banned Tehreek-e-Labbaik Pakistan (TLP) and the Punjab Police, PPP Chairman Bilawal Bhutt0-Zardari on Tuesday asked PM Imran Khan to clean up his mess, or resign. 
The tweet from the PPP leader came a few hours after Interior Minister Sheikh Rasheed said the government would present a resolution in the National Assembly seeking the expulsion of the French envoy and withdraw cases against members of the outlawed TLP.
Bilawal summarised the events over the past week involving protests by the proscribed organisation, the subsequent clashes and the government s decision to ban the TLP. ....

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