car insurance premiums expected to be slashed by around £35 a year
new online portal to make claims process simpler
Mmedical evidence now mandatory under clamp down on exaggerated claims
The changes are designed to reduce the unacceptably high number of whiplash claims made each year, with more than 550,000 in 2019/20 alone, which will allow insurers to cut premiums for millions of drivers.
The reforms include a new user-friendly online portal for road traffic accident claims under £5,000 – simplifying the process and removing the need for expensive lawyers. They also introduce a ban on settling whiplash cases without medical evidence – a practice which has opened the door to fraudulent or embellished claims.
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The Statutory Instrument is published via the Legislation website.
The SI contains rule amendments in respect of:
Amendment to rule 6 of the Civil Procedure (Amendment No. 2) Rules 2021 which amends rule 27.2, to correct a drafting error and some further grammatical amendments. (Coming into force on the 21st day after the day on which the Rules are laid before Parliament.)
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The Master of the Rolls as Head of Civil Justice has approved amendments to the Pre-Action Protocol for Personal Injury Claims Below the Small Claims Limit in Road Traffic Accidents (“the Protocol”).
The Protocol was first published in the Schedule to the PAP Update, approved by the Master of the Rolls on 18th February 2021. The amendments come into force on 12 May 2021.
Civil Procedure (Amendment No. 2) Rules 2021 and Practice Direction update 129 gov.uk - get the latest breaking news, showbiz & celebrity photos, sport news & rumours, viral videos and top stories from gov.uk Daily Mail and Mail on Sunday newspapers.
Research and Markets: UK Personal Injury Market Report 2020: More Uncertainty for a Market Already Facing Demand Pressures - ResearchAndMarkets.com
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Value growth in the market has been between 2.5% and 2.8% in recent years, i.e. 2017 and 2018, but annual value growth improved marginally in 2019 when it reached an estimated 3.1%. However, it is unlikely that this growth will be sustained in 2020 or 2021.
This report looks at the market structure, recent developments and market drivers, the key players, the market size and trends and the future.
The planned small claims reforms have been hanging over the market for months and changes to the timing of these reforms continues to create uncertainty in the sector. These reforms have now been put back again to April 2021 and, if this date is finally the one, then there will be more pressure on a market that is already seeing a decrease in road traffic accident (RTA) claims, the largest claims sector