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AndreyPopov/iStock (NEW YORK) In 2020, ABC News’ Good Morning America met the creators behind some unique methods to pay down debt. Thanks to the processes they shared, they’ve managed to eliminate as much as $215,000 in a few short years. While their original tips can help you get closer to a debt-free life, they have even more advice on how to crunch numbers, frame your mindset and even save money while tackling your goals in 2021 and beyond. Cindy Zuniga, The Zero-Based Budget When Cindy Zuniga graduated from law school with $215,000 in debt, she had to work smarter to pay down the large loan, especially after putting $20,000 toward interest during the first year of repayment. ....
While people are working remotely or quarantined at home, they re also brainstorming business ideas and passion projects. Most businesses need money to get off the ground, and you might be short on funds. Millions of Americans received $1,200 payments as part of the $2 trillion relief package from the US government earlier this year. Congress is set to pass another $900 billion COVID-10 aid bill, in which households would receive $600 per adult and $600 for each dependent. Americans will also receive $300 each week in federal unemployment insurance for 11 weeks through March 14, The Wall Street Journal reported. As you re waiting for that check, you might wonder if investing your COVID-19 aid to your business would be a good idea. ....