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Loan apps are scamming Indians by hiding the ugly details in terms and conditions, misusing data There are several such platforms that have come up promising good returns, before revealing the bad conditions applied and then turning ugly with abuses and threats. Manas Tiwari | December 24, 2020 | Updated 11:54 IST Several money lending apps lure borrowers by offering instant loans. Highlights They charge significantly higher interest rate. Users are threatened over calls. Mr X lost his job in May in the aftermath of COVID-19. He had few expenses to take care of children s school fee, car EMI, house EMI, medical needs of parents. For few weeks, he survived on savings. Then, he got to know about a money lending app that gives instant loan and reasonable time to return that. Going through a difficult phase in life, Mr X took a loan of Rs 30,000, hoping to find a new job and return the sum. ....