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Chauncey Crail


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Chauncey Crail
Chauncey Crail grew up on a farm in rural northern California. At 18 he ran away and saw the world with a backpack and a credit card, discovering that the true value of any point or mile is the experience it facilitates. He remains most at home on a tractor, but has learned that opportunity is where he finds it and discomfort is more interesting than complacency.
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How Credit Card Refunds Work


KXLY
May 3, 2021 6:00 AM
Chauncey Crail - Forbes Advisor
Posted:
Updated:
May 3, 2021 2:28 PM
Some things aren’t meant to be. If you made a purchase on plastic that isn’t working out, you might get a credit card refund. A refund issued to a credit card means the cost of the returned product will be credited back to the associated account. Depending on whether the purchase was returned in-person or online, receiving a credit card refund for a returned item could take only a few business days or as many as six weeks.
How Credit Card Purchases Work
A credit card issuer sets a credit limit for every cardholder. The credit limit acts essentially as a maximum loan amount. Whether the credit limit is $500 or $50,000, the cardholder can’t spend more than their credit limit without paying down the balance. A balance is the amount of money owed to the credit card issuer by the end of a monthly billing cycle. ....

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How to Enable Mobile Credit Card Alerts for Purchases and Fraud


WKBT
March 9, 2021 8:00 AM
Chauncey Crail - Forbes Advisor
Posted:
Updated:
March 11, 2021 5:50 AM
Did you know one of the best tools against credit card fraud is in your pocket? With only a few simple steps, credit card users can enable mobile alerts from their preferred credit card mobile app. Most major credit card providers and banks offer mobile apps for both Android and iPhone mobile devices. These apps can make monitoring credit card spending, tracking payments and protecting accounts from identity theft much faster and more convenient.
Typically, mobile alerts sent as push notifications appear on a lock screen, home screen or other app screen. These mobile alerts can usually be switched on or off via the application or the phone’s settings panels. If turned off, a credit card holder might receive an important message from their provider via text, email or phone call. Enabling mobile alerts is a much more efficient way to catch potent ....

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