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Published: Mar 2, 2021 at 8:17PM In this video I will go over Lemonade s (NYSE:LMND) Q4 earnings report and talk about what s next for the fintech company. The company has enjoyed steady growth in 2020. It reported in force premium (IFP) of $213 million, an increase of 87% a 5% beat. Gross earned premium (GEP) grew 92% year over year to $50 million a 6% beat. The average premium per user was up 20% to $213. The addition of pet insurance certainly gave Lemonade a boost, as homeowner and pet now equal 40% of new business in Q4. Also, roughly 50% of IFP attributable to Lemonade s pet product at year-end was generated by cross sales to existing customers. ....