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Talks at GS with Dr. Raphael Bostic of the Atlanta Federal Reserve Above (L to R): John Waldron of Goldman Sachs and Dr. Raphael Bostic of the Atlanta Fed In a nation riven by economic and racial inequality, Dr. Raphael Bostic, president and CEO of the Federal Reserve Bank of Atlanta, believes that central banks have a vital role to play in working towards a more inclusive economy. Understanding how Fed policies impact Americans in different ways is an important step, Bostic told Goldman Sachs President and COO John Waldron in a recent episode of Talks at GS. “When we cut interest rates, how fast do homeowners white homeowners versus African American homeowners move to refinance? And it turns out that African American and Hispanic homeowners refinance much slower, if at all, than white homeowners. So they’re not taking advantage of the policy as much,” he said. “That kind of research is incredibly useful to help us understand what’s going on and the areas w ....