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Variable Annuities: Winning By Not Surrendering – InsuranceNewsNet


Investors who stuck with variable annuities are reaping the benefits.
After all the analysis is done on rates, fees and performance, there is really one key metric that means more than the others – patience.
Great returns don’t mean much if investors motivated by emotion or misplaced confidence in their market timing skills jump in and out of funds. When investors jump, those small gaps widen to large gulfs between what they accumulate and what they could have amassed for retirement.
Advisors have been telling clients that for decades, but now new research can show how that is particularly true when investors use variable annuities. That data comes from an annual survey conducted by the marketing research firm, Dalbar, which has conducted the study for 27 years. ....

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