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In hindsight, the rise of cryptocurrencies appears to have begun with the introduction of bitcoin in 2009. Earlier cryptocurrencies had been launched in the 1990s, but they failed to take hold. David Chaum’s DigiCash is widely thought to have been ahead of its time. Chaum founded his company at the start of the decade, well before the rise of e-commerce. By 1998, it had filed for bankruptcy. More generally, early “digital-cash firms made a fatal miscalculation,” Julia Pitta wrote for  Forbes in 1999. “They figured, wrongly it turns out, that consumers would be leery of using credit cards on the Web and would demand tight security and ironclad privacy.”

Satoshi nakamotoJed mccalebDouglas jacksonMartti malmiLaszlo hanyeczKeir thomasPapa johnDavid chaum digicashJulia pittaCryptography mailing listNew liberty standardBitcoin marketFederal reserveசதோஷி நகமோடோஜெட் ம்க்களேப்டக்ளஸ் ஜாக்சன்