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Experienced Field Auto Technical Adjuster CA at Allstate / Insurance Journal Jobs

Experienced Field Auto Technical Adjuster CA at Allstate / Insurance Journal Jobs
insurancejournal.com - get the latest breaking news, showbiz & celebrity photos, sport news & rumours, viral videos and top stories from insurancejournal.com Daily Mail and Mail on Sunday newspapers.

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California Plans 'Massive Scale-up' of Grid for 90% Electric Vehicles By 2035

California Plans Massive Scale-up of Grid for 90% Electric Vehicles By 2035
On 6/1/21 at 8:08 AM EDT
Meeting the goals California has set in terms of electric vehicle use will require significant infrastructure investments and a recalibration of how and when vehicle owners use energy so they can avoid steep utility bills and help protect the state s power grid.
Governor Gavin Newsomannounced last fall that all cars and passenger trucks sold in the state must be zero-emission by 2035. The goal will require a big shift for California drivers, more than 85% of whom were still driving gas- and diesel-powered vehicles in 2019, according to the California New Car Dealers Association s California Auto Outlook. ....

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CFPB issues consent order against auto finance company regarding interest charged on late payment of loss damage waiver fee | Ballard Spahr LLP

The CFPB recently issued a
consent order against 3rd Generation, Inc., doing business as California Auto Finance (California Auto), regarding interest charged on consumers’ late payment of the fee charged for California Auto’s Loss Damage Waiver (LDW) product. The consent order requires California Auto to refund $168,162 to customers with paid-off accounts, issue $117,582 in credits to customers with active accounts (or refund the difference if the credit would exceed the customer’s balance), and correct or update information furnished to consumer reporting agencies about consumers whose account were charged-off. California Auto must also pay a $50,000 civil money penalty.
California Auto purchases and services subprime retail installment sales contracts (RICs) entered into by consumers with auto dealers. Under the terms of the RICs, consumers agree that if they fail to maintain auto insurance, California Auto can add the LDW product to the consumer’s accoun ....

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Context for another CFPB consent order involving loss damage waivers

Context for another CFPB consent order involving loss damage waivers
Sunday, May. 23, 2021, 09:14 PM
By Nick Zulovich
WASHINGTON, D.C. -
Venable partner Allen Denson offered some context that might help finance companies understand why the Consumer Financial Protection Bureau (CFPB) reached its second consent order in less than a year through an action involving what the regulator deemed to be unfair loss damage waiver practices
On Friday, the CFPB announced that it issued a consent order against 3rd Generation doing business as California Auto Finance for illegally charging interest for late payment on its loss damage waiver (LDW) product without its customers’ knowledge. ....

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Wiley Consumer Protection Download (May 24, 2021) | Wiley Rein LLP

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Welcome to Wiley’s update on recent developments and what’s next in consumer protection at the Consumer Financial Protection Bureau (CFPB) and Federal Trade Commission (FTC). In this newsletter, we analyze recent regulatory announcements, recap key enforcement actions, and preview upcoming deadlines and events. We also include links to our articles, blogs, and webinars with more analysis in these areas. We understand that keeping on top of the rapidly evolving regulatory landscape is more important than ever for businesses seeking to offer new and ground-breaking technologies.
Regulatory Announcements ....

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