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Operator Greetings and welcome to the Cardlytics Q1 2021 Earnings Call. [Operator instructions] I would now like to turn the conference over to your host, Kirk Somers, chief legal and privacy officer. Thank you, sir. You may begin. Lynne Laube Chief Legal and Privacy Officer Thanks, Kirk. And thank you to everyone for joining us on our first-quarter 2021 earnings conference call. We had a strong start to the year with Q1 billings and total revenue exceeding expectations even before adding contributions from Dosh in March. Our results reflect the continued positive trajectory in our business. While we re still experiencing impacts from COVID. We are encouraged by the momentum we re seeing in the US. However, U.S travel and our UK business continue to be significantly impacted by the pandemic and related lockdown. Before moving to our results, I d like to briefly address our recent acquisitions. ....
Operator Ladies and gentlemen, thank you for standing by, and welcome to the Cardlytics fourth-quarter 2020 earnings conference call. [Operator instructions] I would now like to hand the conference over to Kirk Somers, chief legal and privacy officer. Please go ahead. Kirk Somers Chief Legal and Privacy Officer Good morning, and welcome to Cardlytics fourth-quarter and full-year 2020 financial results call. Before we begin, let me remind everyone that today s discussion will contain forward-looking statements based on our current assumptions, expectations, and beliefs, including expectations about future financial performance or results; our financial guidance for the first quarter in the year 2021; our ability to achieve our key long-term priorities; the launch of U.S. Bank; growth in FI MAUs or monthly active users; the increase in our connectivity to our MAUs; the return to year-over-year growth; the launch of our new user experience; the increase in ARPU or ....