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The Cambridge launches 95% LTV deals from 3.89% By Rebekah Commane 22 nd April 2021 10:27 am The Cambridge Building Society is the latest lender to enter the 95% LTV mortgage market, with products available from 5 May. The products are being launched outside of the government’s mortgage guarantee scheme. Rates for the new products start at 3.89% for the two-year ‘discounted’ deal; 3.99% for a standard two-year fix and 4.09% for a five-year fix. An application fee of £199 applies across the products, but no completion fees are included. Full details on the products are below: ....
According to the lender, average house prices have increased by 7.5% and in Cambridgeshire. Kathy Bowes, mortgage manager at The Cambridge, said: “The housing market has remained reassuringly buoyant and busy, whilst this is great for us and our intermediary partners, we recognise it makes it more difficult for people to get on the housing ladder. “Our enhanced range for those who have a 10% deposit is yet another way The Cambridge are striving to support both First Time Buyers and those looking to move.” ....
The Cambridge issues new HTB products By Gary Adams 8 The Cambridge Building Society has introduced three new Help to Buy offerings. All three products are available at a maximum of 75 per cent LTV and charge an application fee of £199, zero completion fee and come with a free valuation. They comprise a two-year fix at 2.54 per cent with 10 per cent permitted in overpayments, a five-year fix at 2.69 per cent, also with 10 per cent permitted in overpayments, and a two-year discount with an initial fee of 2.14 per cent, with unlimited overpayments allowed. The Cambridge intermediary manager Kathy Bowes says: “We know 2020 put plans on hold for some hoping to move, and uncertainty in the housing market hasn’t helped our Intermediary partners. ....