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FIAU issues €502,000 fine to money transfer firm

The Retail Payment Activities Act: a step towards regulating payment service providers | Dentons

On April 30, 2021, the federal government introduced An Act Respecting Retail Payment Activities (short title,  Retail Payment Activities Act) (the “RPAA”). The much-anticipated RPAA comes in response to a consultation paper published by the Department of Finance in 2017, for a “New Retail Payments Oversight Framework” (the “2017 Consultation Paper”). We discuss the 2017 Consultation Paper here. The RPAA signals the government’s continued willingness to regulate new and increasingly complex “retail payment activities” driven by innovative payment methods and technologies. The RPAA will serve as the first regulatory regime for retail payment providers in Canada. Not surprisingly, it comes in the midst of a broader regulatory response by a government focused on protecting consumers, fostering competition and promoting innovation in the digital age.  Further evidence of this broader strategy can be observed in other recent legislative proposals like the

Delegated authentication: Boost your conversion rates while complying with PSD2 SCA

Voice of the Industry Delegated authentication: Boost your conversion rates while complying with PSD2 SCA Thursday 29 April 2021 08:38 CET | Editor: Alex Guzu | Voice of the industry Kurt Schmid and Suzana Kordumova Nikolova from Netcetera make the case for delegated authentication as a means to mitigate the hurdles of PSD2 SCA compliance The application of PSD2 SCA standards across the EU in 2021 brought some growing pains with it for issuers, acquirers, merchants, and customers, notably added friction in the payment process. However, delegated authentication is making leaps and bounds as an alternative to traditional long-winded authentication processes. Growing trust between merchants and issuers means that there is a shift in previously rigid authentication processes, leading to faster checkout and less friction for customers. We take a look at what this could look like in the near future, with insight from Netcetera’s Kurt Schmid and Suzana Kordumova Nikolova.

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