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As artificial intelligence-based loan apps boom in India, some borrowers miss out

As artificial intelligence-based loan apps boom in India, some borrowers miss out
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As artificial intelligence-based loan apps boom in India, some borrowers miss out
Reuters / Jun 9, 2021, 12:56 IST
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NEW DELHI: As the founder of a consumer rights non-profit in India, Karnav Shah is used to seeing sharp practices and disgruntled customers. But even he has been surprised by the sheer volume of complaints against digital lenders in recent years.
While most of the grievances are about unauthorised lending platforms misusing borrowers data or harassing them for missed payments, others relate to high interest rates or loan requests that were rejected without explanation, Shah said. ....

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Fintech lender KreditBee raises Rs 60 crore from SIDBI's India SME

Synopsis
The funding is part of a Series C round, in which Kreditbee earlier this year raised about $145 million from the likes of Premji Invest, Mirae Asset Ventures, TPG-backed NewQuest Capital Partners and Motilal Oswal Private Equity.
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KreditBee specialises in offering personal loans through its digital platform to blue-collar workers and the self-employed.
Mumbai:KreditBee has raised Rs 60 crore (about $8 million) in equity and debt from SIDBI’s investment arm India SME Investments, the
The funding is part of its Series C round, in which the startup earlier this year raised about $145 million from the likes of Premji Invest, Mirae Asset Ventures, TPG-backed NewQuest Capital Partners and Motilal Oswal Private Equity. India SME invested Rs 28.4 crore in September 2019 as debt in Krazybee Services, the holding company of KreditBee. ....

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California Assembly Bill No. 80: Tax Treatment of Forgiven Paycheck Protection Program Loans | Ervin Cohen & Jessup LLP

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This post provides information regarding California Assembly Bill No. 80 (the “Bill”), which conforms California tax law to Federal tax law on PPP loans.
The Bill received bi-partisan support, passing the California Assembly with a vote of 75-0 and passed the California Senate with a vote of 37-0. Governor Newsom signed the Bill on April 29, 2021. In a press release, the Governor’s office characterized the bill as a “$6.2 billion tax cut” for small businesses.
Under the Bill, the forgiven PPP loans that businesses received from the federal government during the pandemic will not be counted as taxable income, and these businesses can also deduct the costs of expenses that those loans paid for. ....

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RBI set to put onus on lenders to monitor loan apps

RBI set to put onus on lenders to monitor loan apps
Synopsis
The Reserve Bank of India s working group on digital lending is all set to lay down strict governance and regulatory rules for loan recovery by online lending apps.
Mumbai: The Reserve Bank of India’s (RBI) working group to regulate unsupervised digital lending through loan apps is all set to put the onus on the banks and non-banking lenders concerned to supervise the entities with which they do business, two people aware of the development told The Economic Times.
The panel is likely to lay out strict governance and regulatory rules like mandatory disclosures on interest rates, rightful usage of android ....

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S-Pankissa käy asuntolainakauppa - Markkinaosuus nousussa

S-Pankissa käy asuntolainakauppa - Markkinaosuus nousussa
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