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Monday 14 December 2020 - 4:41pm File: A person writing the word Debt in a cheque book. Pexels/RawPixel JOHANNESBURG - Settling all or a portion of your personal debt can seem like a daunting task when you feel like there is too much to get through. Whether you are planning a big purchase like a new car or you need extra cash to deal with unexpected emergencies, before you take on any debts, make sure you can afford the debt repayments over and above your current expenses. “It is important to borrow money responsibly so that you are able to repay your loan and maintain a healthy credit score. Set yourself goals to pay off your debt by a certain date and where possible, try and save towards your financial goals,” says Magdeline Thidiela, Head of Client Solutions and Personal Lending at Standard Bank. ....