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Updated Feb 02, 2021 | 06:14 IST A way you can reduce credit card debt burden is by converting the outstanding amount on your card to EMIs. This rate is usually much lower than you would usually pay in a normal scenario 5 benefits of availing different forms of credit card EMI options New Delhi: Credit cards provide instant access to credit by financing your transactions till the time you are required to repay them. While card issuers do not charge any interest on transactions repaid by the due date, a high interest and late fee is applicable to those repaid after the due date. You should always pay credit card bills on time. However, if you are unable to repay, you can consider EMIs for transactions requiring longer repayment periods. ....