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Digital growth a key 
theme for banks now


to vie for a digital banking licence.
The deadline for the application of a digital banking licence is this Wednesday and Bank Negara is expected to issue up to five licences by the first quarter of next year.
, a leading Asean universal banking group, is currently strengthening its capabilities to deepen its presence in the digital banking space.
On the strategies and plans that CIMB Group has put in place to further boost its digital banking business, CIMB Digital Assets CEO Effendy Shahul Hamid told StarBiz that there are multiple efforts taking place across the group’s franchise.
“Different business lines across the banking group continue to innovate offerings to customers in terms of enhanced product, user journeys and experience, and digitalised access. ....

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Banks to remain resilient


Banks loans
PETALING JAYA: Despite tightening the enforcement of the movement control order (MCO) 3.0, the banking sector is expected to hold up even though the stricter ruling will dampen business and consumer sentiment.
Most analysts are maintaining their loan growth projection for the year. While they anticipate the gross impaired loan (GIL) ratio to inch up, as the stricter enforcement may weaken some borrowers’ debt-paying ability, they say the number will likely remain benign.
Net interest margin (NIM) for the sector is set to improve in view of no further cut in the overnight policy rate (OPR) this year; hence higher profitability for banks is on the cards. ....

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Banks to cut down on branches, office space


Lenders streamlining their strategies amid challenging business environment
BANKS worldwide are closing down branches and slashing their usage of office space like never before in a sure sign that the coronavirus pandemic has brought about permanent changes to the financial world.
While changes are not confined to this industry, lenders have largely been quicker than most to adapt to the changes.
This week alone, Standard Chartered said it would shut down half its branches and slash office space worldwide by a third in order to save costs as global lockdowns have greatly reduced the need for physical branches and offices. ....

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