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Icelandic bank's rebirth is reassuringly prudent


Iceland s national flags flutter over the souvenir shop in Reykjavik, Iceland August 19, 2019.
Icelandic banking has an ominous history. The North Atlantic country’s three largest lenders, Kaupthing, Landsbanki and Glitnir, more than doubled their assets in 2004, and again in 2005, only to fail simultaneously in 2008. Íslandsbanki, a state-owned group constructed from the wreckage of Glitnir, is asking for rehabilitation with an initial public offering that values it at $1.2 billion. It’s reassuringly prudent – and cheap.
Chief Executive Birna Einarsdóttir can take much of the credit for Íslandsbanki’s restoration under government ownership, having taken charge in October 2008. The lender in which the state is selling a 35% chunk couldn’t be more different to Glitnir. Its funding mix looks safer, with largely domestic customer deposits accounting for over half of its liabilities. That ratio was roughly one-quarter for Glitnir in 2007, lea ....

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Payments startup Marqeta valued at over $17 bln in Nasdaq debut


2 minute read
Marqeta logo is seen on a smartphone in front of displayed stock graph in this illustration picture taken June 9, 2021. REUTERS/Dado Ruvic/Illustration
Shares of Marqeta Inc (MQ.O), which provides payments services to customers including Uber Technologies Inc (UBER.N) and DoorDashInc, rose more than 20% in their Nasdaq debut, giving the firm a market capitalization of over $17.2 billion.
The financial technology startup s stock opened at $32.50 on Wednesday, compared with its initial public offering (IPO) price of $27 per share. Marqeta s IPO was priced well above its target price range of $20 to $24 per share.
The Oakland, California-based company sold 45.45 million shares in its IPO, raising about $1.2 billion. It had previously been backed by investors including Uber, Goldman Sachs Group Inc and Visa Inc (V.N). ....

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