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RBI bonds interest rate retained at 7.15% for January-March 2021 The RBI Bonds have a tenor of 7 years and the interest earned on it is fully taxable, which is reset in 6 every month. RBI | Representative Image. The Centre, while maintaining their advantage over bank fixed deposits on the Government of India Savings Bonds, retained a 7.15 percent rate for January-March 2021. Popularly known as RBI Bonds, they do not have a fixed interest rate. The RBI Bonds have a tenor of 7 years and the interest earned on it is fully taxable, which is reset in 6 every month. Though the FD rates on RBI Bonds is 7.15 percent, most of the large banks kept the rate in between 4-6 percent, reported LiveMint. ....