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Indiabulls Housing and HDFC ink pact for co-lending


Indiabulls Housing and HDFC ink pact for co-lending
Indiabulls Housing and HDFC ink pact for co-lending
Indiabulls Housing Finance (IBH) and mortgage lender HDFC Ltd have entered into a strategic co-lending partnership to offer housing loans at competitive rates.
IBH will originate retail home loans as per jointly drawn up credit policy and retain 20 per cent of the loan in its books, and 80 per cent will be on HDFC books, Indiabulls Housing said in a regulatory filing on Wednesday.
Indiabulls Housing will originate and process retail home loans as per jointly formulated credit parameters and eligibility criteria, HDFC Ltd said in another filing. ....

Indiabulls Housing Finance , Indiabulls Housing , Reserve Bank , Co Lending Model , இந்தியபுழிளஸ் வீட்டுவசதி நிதி , இந்தியபுழிளஸ் வீட்டுவசதி , இருப்பு வங்கி , இணை கடன் மாதிரி ,

MSME funding: How FinTechs can help address credit gap for small businesses


MSME funding: How FinTechs can help address credit gap for small businesses
A symbiotic relationship between banks and digital NBFCs can lead the way towards a win-win situation for all
The introduction of the Co-Lending Model (CLM) allows banks and registered NBFCs to co-lend to provide credit
The MSME (Micro, Small and Medium Enterprises) sector is emerging as one of the most significant pillars of the Indian economy as it contributes largely towards nation-building.
MSME has emerged as the growth engine of the economy with a vast network of about 6.33 crore enterprises contributing 30 per cent of our nominal Gross Domestic Product (GDP) and 48 per cent to exports, said RBI Governor Shaktikanta Das, while addressing an event last week on the occasion of 185th Foundation Day Celebration of Bombay Chamber of Commerce and Industry. ....

Shaktikanta Das , Medium Enterprises , Foundation Day Celebration Of Bombay Chamber , Gross Domestic Product , Foundation Day Celebration , Bombay Chamber , Co Lending Model , Micro Small And Medium Enterprises , Msme Sector , Non Banking Financial Company , Credit Access , Msme Funding , Small Businesses , Digital Lending , நடுத்தர நிறுவனங்கள் , அடித்தளம் நாள் கொண்டாட்டம் ஆஃப் குண்டு அறை , மொத்த உள்நாட்டு ப்ராடக்ட் , அடித்தளம் நாள் கொண்டாட்டம் , குண்டு அறை , இணை கடன் மாதிரி , மைக்ரோ சிறிய மற்றும் நடுத்தர நிறுவனங்கள் , ம்ஸ்மே துறை , அல்லாத வங்கி நிதி நிறுவனம் , கடன் நுழைவு , ம்ஸ்மே நிதி , சிறிய வணிகங்கள் ,

LoanTap Ties Up With Bank Of Maharashtra For Co Lending To MSMEs-ANI


Digital lender LoanTap has entered into a strategic partnership with Bank of Maharashtra for extending loans to micro, small and medium enterprises (MSMEs).
Under the co-lending model, LoanTap will bear the 20 per cent exposure while the rest 80 per cent will be borne by the bank.
Co-origination of loans as a scheme was introduced by the Reserve Bank of India (RBI) in 2018 to make non-banking finance companies and other banking institutions work closely with an increased focus on providing services like risk assessment to each other.
The co-lending model introduced as a revision in November 2020 provides greater flexibility to lenders and aims to enhance credit for the unserved and underserved sectors. ....

Satyam Kumar , Reserve Bank , Managing Director , Digital Lender Loantap , Bank Of Maharashtra , Small And Medium Enterprises Msmes , Co Lending Model , Increasing Financial Inclusion , Simplify Credit Access , சத்யம் குமார் , இருப்பு வங்கி , நிர்வகித்தல் இயக்குனர் , வங்கி ஆஃப் மகாராஷ்டிரா , இணை கடன் மாதிரி , அதிகரித்து வருகிறது நிதி சேர்த்தல் , எளிமைப்படுத்து கடன் நுழைவு ,

LoanTap ties up with Bank of Maharashtra for co-lending to MSMEs


LoanTap ties up with Bank of Maharashtra for co-lending to MSMEs
ANI |
Updated: Feb 12, 2021 13:40 IST
Under the co-lending model, LoanTap will bear the 20 per cent exposure while the rest 80 per cent will be borne by the bank.
Co-origination of loans as a scheme was introduced by the Reserve Bank of India (RBI) in 2018 to make non-banking finance companies and other banking institutions work closely with an increased focus on providing services like risk assessment to each other.
The co-lending model introduced as a revision in November 2020 provides greater flexibility to lenders and aims to enhance credit for the unserved and underserved sectors. ....

Satyam Kumar , Reserve Bank , Managing Director , Digital Lender Loantap , Bank Of Maharashtra , Small And Medium Enterprises Msmes , Co Lending Model , Increasing Financial Inclusion , Simplify Credit Access , சத்யம் குமார் , இருப்பு வங்கி , நிர்வகித்தல் இயக்குனர் , வங்கி ஆஃப் மகாராஷ்டிரா , இணை கடன் மாதிரி , அதிகரித்து வருகிறது நிதி சேர்த்தல் , எளிமைப்படுத்து கடன் நுழைவு ,