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Experian API Flaw Raises Questions

BankInfoSecurity
DougOlenick) •
April 29, 2021
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Some security experts are questioning whether Experian is doing enough to ensure security after a researcher discovered that an API the credit reporting firm uses to allow lenders to check the credit score of prospective borrowers could expose customer s scores.
While visiting one lender s website, Bill Demirkapi, a student at the Rochester Institute of Technology who s a threat researcher, discovered the API issue, he told Krebs on Security. The vulnerability on that website, which Experian says it has since fixed, allowed someone to look up another person s credit score and some additional financial history by inputting their name, address and date of birth. But Demirkapi says he had to enter the birthdate as all zeroes to exploit the vulnerability. ....

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Experian: No Evidence of System Compromise in Brazil

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Reacting to news reports that some of the more than 220 million personal records on Brazilians that have been offered for sale on the darknet appear to be associated with Experian s Serasa subsidiary, Experian says its investigation has turned up no evidence its systems have been compromised.
Following recent media reports concerning data which is being illegally offered for sale on the internet, some of which may have been sourced from Serasa’s non-sensitive marketing data, Experian is continuing to carry out a detailed forensic investigation, the company says in a statement.
The statement also notes that data offered for sale includes photographs, Social Security [numbers], vehicle registrations and social media login details, which Serasa does not collect or hold. There is no evidence that positive or negative credit data has been illegally obtained from Serasa. ....

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