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Housing Redlining and Its Lingering Effects on Education Opportunity


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In the early 20th century, the federal government engaged in housing “redlining” a practice that conditioned access to federally backed home loans on the perceived economic health of a neighborhood and used demographic factors such as race in those decisions.
Redlining is a term derived from maps drawn by the Home Owners Loan Corporation (HOLC) in the 1930s, which color-coded neighborhoods, using red to denote areas that were perceived to be “hazardous” for lending. This practice of redlining had an effect on access to credit and where people could live and, because where families live determines what public schools their children attend, meant families living in “hazardous” areas were often zoned to underperforming schools. ....

United States , North Carolina , Allison Shertzer , Jessica Lavoice , Amy Hillier , Lyndon Johnson , Meyer Weinberg , Harry Lawson , Tim Deroche , Williama Fischel , Jessie Romero , Randall Walsh , Michael Berry , Community Reinvestment , Advocacy Fund , Congressional Research Service , Economic Committee , Franklind Roosevelt Administration , School District Boundaries Lines Between Districts , A Legal History Of The Neighborhood School , Civil Rights Office , National Education Association , American Federation Of Teachers , Supreme Court , Home Owners Loan Corporation , Housing Administration Underwriting Manual ,