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Nonprofit helps connect Chicagoans with low-interest loans, mortgages The Neighborhood Assistance Corporation of America (NACA) has been at the forefront of stopping predatory lending. CHICAGO - The Neighborhood Assistance Corporation of America (NACA) has been at the forefront of stopping predatory lending. What makes this nonprofit stand out is the fact that they don t look at your credit score. The organization looks to see how much money you save, and if you pay your bills on time. Sable Russell wanted the American dream, and now, she has that and so much more. I have two apartments above me that are paying my mortgage, and I am living rent free, said Russell, who is a new homeowner. ....