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State of the States


Jayne Kresac
National -The National Council on Compensation Insurance (NCCI) released its 2020 State of the Line Report last week. In its findings, NCCI showed that net written premiums dropped 10% in large part due to the pandemic recession. It also found that nonCOVID claims dropped 7%, and carriers reported $260 million total COVID-19 incurred losses. Nursing homes, hospitals, clinics, other healthcare settings, and first responders accounted for 75% of COVID claims. The most severe 1% of COVID claims made up 60% of COVID loss dollars. The average severity of COVID claims was around $6,000 out of 45,000 claims. Despite the effects of COVID, “the workers compensation system has been strong and resilient,” according to NCCI Chief Actuary Donna Glenn, as reserve redundancy numbers remain robust. Data released by Sedgwick showed that healthcare workers were heavily responsible for the uptick in increased mental health claims. In 2020, mental health claims rose by an overal ....

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Shipping container as backyard office? Meet TikiTainer


Shipping container as backyard office? Meet TikiTainer
Andy Berg had a great job as a civil engineer, working with architects and designers on projects. When the pandemic hit, he began working first from his garage, then from a camper trailer parked in his back yard. With two kids home schooling, he needed his own space and began noodling on an idea to use discarded shipping containers for backyard offices. He and his wife launched Latitude Studios and now are marketing TikiTainers (tiki bars) and offices. 
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Sandy Berg , Latitude Studios , ஆண்டி பெர்க் ,