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KB Kookmin on track to build MyData platform Posted : 2021-02-15 16:49 Updated : 2021-02-15 20:49 From left are KB Kookmin Bank CEO Hur Yin and Financial Services Commission Chairman Eun Sung-soo. Yonhap By Lee Min-hyung KB Kookmin Bank is on track to build its own MyData platform to provide more accurate, data-driven financial services for customers. According to the lender, it will finish receiving applications from big data system builders for the project on March 2. The successful firm will set up the bank s MyData service platform and manage it for a year. MyData refers to a project led by the Financial Services Commission (FSC). Financial firms which won licenses to operate MyData businesses are able to launch a series of data-powered services. Under the drive, customers can access their comprehensive financial information more easily and conveniently through a single platform. ....
By Lee Min-hyung With the nation s two largest banks extending their neck-and-neck rivalry throughout 2020, eyes are on which one between KB Kookmin Bank and Shinhan Bank will take the leading spot this year amid unceasing virus uncertainties. For now, KB is taking the lead in 2020 earnings against Shinhan. By September last year, KB reported an accumulated net profit of 1.88 trillion won, gaining a slight edge against Shinhan s 1.76 trillion won during the same period. In 2019, KB also defeated Shinhan by reporting an annual net profit of 2.44 trillion won, up by 110 billion won from that of Shinhan. Even if major financial holding firms are seeking to expand their non-banking earnings amid the industry s structural slowdown induced by continuous low interest rates, they still rely on revenues from the traditional banking sectors ― particularly the margin between deposit and loan interest rates. ....