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Insurance regulatory news, August 2021 | Hogan Lovells

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2020 – Year In Review In Insurance - Insurance

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In 2020, there were numerous changes to regulation of the
insurance sector in Canada, both in response to COVID-19 and in
keeping with regulators long-term plans. This article provides
a recap of some of the major changes that insurance companies and
other industry participants should keep in mind in 2021.
1. REGULATORY CHANGES
Saskatchewan s New Insurance
Legislation
The Insurance Act (Saskatchewan) and its
regulations came into force on January 1, 2020. The new Act created
new licensing categories, new rules regarding fair and unfair
practices, and rules regarding self-evaluative audits. ....

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OSFI Issues Draft Revised Guideline B-2 In Respect Of Large Exposures By Property & Casualty Insurers - Insurance

On November 26, 2020, the Office of the Superintendent of
Financial Institutions (
OSFI ) issued
for public comment a draft revised Guideline B-2,
Property and
Casualty Large Insurance Exposures and Investment
Concentration (the
Draft
Guideline ) which would replace the current Guideline
B-2,
Investment Concentration Limit for Property and Casualty
Insurance Companies (the
Current
Guideline ).
The significant changes to the Draft Guideline address single
large insurance exposures of federally regulated property and
casualty insurers (
P&C Insurers ).
The Draft Guideline departs from a proposal in 2018 (the

2018 Proposal ) that, among other
things, required that P&C Insurers be able to cover their three
largest policy limit losses. ....

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