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1. Donate your check to a person or organization that s been affected by the pandemic If you re doing well financially, passing along your stimulus check to others could be a great way to spread the money around. Writer Elizabeth Aldrich found herself in this situation during the first round of $1,200 stimulus checks almost a year ago, and wrote for Insider about her decision to donate the check to pandemic relief funds, mutual aid organizations, other freelancers, and small businesses. Rather than donating to a massive organization, I decided that I would rather find ways to donate my stimulus check that directly impact smaller communities that I m a part of, she wrote. This includes not only the communities I live in, but other communities that are struggling right now: artists and creators, freelancers, and small business owners. ....
Simple bank announced in January that it would be shutting down. If you re a current customer and want to close your account, you can do so online or by phone. If you choose to do nothing, your Simple account will become a BBVA USA account in 2021. Simple bank announced recently that it will be closing its doors in 2021. If you re a current customer wondering what that means for your money, there are a few things you should know. Simple is shutting down because its parent company, BBVA USA, is being acquired by PNC Bank. By spring 2021, all Simple bank accounts will become BBVA accounts, then PNC accounts. So as a customer, the first thing you can do is absolutely nothing; Simple has been clear that if you leave your money where it is, your bank account will transition over to BBVA USA this year, and the intention is that customers shouldn t be impacted too greatly. ....
What is a robo-advisor? An intelligent investment firm, or robo-advisor , manages your portfolio with as little human intervention as possible, protecting your money from your own self-sabotaging instincts, along with those of your money manager. The company puts decisions into the hands of computer algorithms, which are much more resilient in the face of volatility and uncertainty than we short-sighted humans. The way I think of it, it s a bit like sending a robot grocery shopping. While you might get into the aisles and abandon your carefully-tailored meal plan at the first sign of a stomach rumble, your robot companion will never reach for junk food or tabloids at the register. It knows what s good for you, and will stick to the plan you agreed upon together, in your stronger moments dutifully returning home with spinach and quinoa no matter ....
The book Millionaire Teacher by Andrew Hallam taught me how to invest. I followed Hallam s advice and invested in index and bond funds, and my portfolio has grown consistently for four years. I keep a ratio of 70% stock funds and 30% bond funds, with an even split between international and domestic stocks. In my opinion, when people throw around the term foolproof, what they actually mean is, I, a reasonably intelligent person, figured out how to do this thing, and I can t imagine why others might not be able to do the same. But at the end of the day, I ve never met a foolproof recipe, craft project, dating strategy, or houseplant that I couldn t botch. ....
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