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Fewer retirees are claiming Social Security at 62 But unemployment resulting from Covid could temporarily reverse that positive trend. May 27, 2021 3 MINS The percentage of Social Security recipients who file for benefits at the earliest age of 62 has been declining steadily for decades. That’s a positive trend for American retirement security since benefits increase for each year a recipient postpones filing for Social Security up to age 70. But the decline in applications at the earliest claiming age may be more dramatic than previously published Social Security Administration data suggest. A new study by the Center for Retirement Research at Boston College says a better metric for capturing claiming behavior over time when the population is aging is the share of all workers turning age 62 who claim at 62. The CRR researchers note that the number of men who turned 62 has more than doubled from 829,000 in 1997 to about 1.7 million i ....
Mayor, organizations host cleanup day in Meriden Mayor, organizations host cleanup day in Meriden  Volunteers sign in for Mayorâs Community Cleanup Day on Saturday, May 15, 2021 at the Meriden Green. Over 150 volunteers of all ages participated. Faith Williams, Record-Journal Advertisement  Linda Blair, treasurer of South Meriden Lions Club, left, and Pam Maniero, zone chair of the South Meriden Lions Club, meet at the Meriden Green on Saturday morning before going to clean up near Platt High School and Red Bridge on Mayorâs Community Cleanup Day. Saturday, May 15,2021. Faith Williams, Record-Journal  Justin Mitchell, middle, director of Ball Headz, a Meriden youth organization, meets with other Ball Headz mentors and State Rep. Hilda Santiago at the Meriden Green on Saturday, May 15, 2021. Ball Headz collaborated with the mayor and Council of Neighborhoods for the cleanup day. Faith Williams, Record Journal ....
7 Steps to Take Now to Catch Up on Retirement Savings Even if your finances weren’t devastated by the pandemic recession, many Americans have not yet started saving. Here’s what you can do. Joni Ratts at her home in Nipomo, Calif. Ms. Ratts needed to reorganize her finances after a difficult divorce. Credit.Jenna Schoenefeld for The New York Times By John F. Wasik May 8, 2021, 5:00 a.m. ET For millions of retirement savers, the pandemic was a gut punch. There was the jarring stock market drop in March 2020, then millions lost their jobs, health insurance and ability to fund their savings. It was a financial catastrophe for many Americans and they may not recover for years. ....
If you ve had a toe in the stock market for more than a few years, you likely have grown increasingly giddy watching your profits pile up. But there s a flip side to the story: Eventually, you might need to share a lot of those gains with your partner. If you have put money into Individual Retirement Accounts or workplace 401(k)-style plans on a pretax basis, as millions of Americans have, your investment partner all these years was Uncle Sam. When you start making withdrawals, your partner will want a share of the spoils. Taxes in sheltered accounts are easy to overlook if you have a long-term focus. But as retirement age approaches, the tax bill will come more into focus too, especially if tax rates start to rise. You might not be worth as much as you think. ....