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What Should You Do If You Racked Up a Ton of Debt Last Year?

You've gotten a look at the first credit card bills since Christmas, and it isn't pretty. The unexpected big car repair bill in the summer, combined with your son's dental emergency in the fall and,. ....

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Personal Loans vs. Credit Cards: Which Is Better For You?


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If unexpected expenses have the potential to derail your finances, you’re not alone. According to a study by the Federal Reserve, only 63% of adults said they have the funds to pay for an unplanned $400 expense without going into debt. The rest more than two out of three Americans would have to put that expense on a credit card they could not pay off in the next billing cycle, or would have to borrow money another way.   ....

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