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Goldenberg
EDWARDSVILLE A woman claims a Missouri finance company is operating in Illinois without a license and charging consumers excessive interest rates.
Terrie Luster, individually and on behalf of all others similarly situated filed a complaint May 13 in the Madison County Circuit Court against JRE Financial LLC, doing business as AAA Community Finance, alleging engaging in business without a license, violation of the Illinois Consumer Installment Loan Act and the Illinois Consumer Fraud and Deceptive Business Practices Act and unjust enrichment.
According to her complaint, Luster was issued a $475 loan by AAA in August and was charged an annual percentage rate of 786.72%, which exceeds Illinois law. Luster also alleges AAA is operating in the state without a license from the Illinois Department of Financial and Professional Regulation.