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Non-QM, Seconds, Warehouse, Efficiency Products; Primer on CRAs, Bureaus, and Data Analytics

“A fine is a tax for doing wrong. A tax is a fine for doing well.” April 15th is in a week, the traditional date when taxes are due. Time flies. Do you realize that we have seven more months until the election? Seven more months of headlines and gaffes, posturing, missteps, and election trivia (like no Republican has been elected to the White House by a majority of Americans since 1988). I’m glad residential lending continues to motor along, albeit at a very moderate pace. Politics can determine the regulatory environment, and this Wednesday’s L1 “Mortgage Matters: The Weekly Roundup at 11AM PT has Kathy Kraninger, former director of the CFPB from 2018 to 2021, now CEO of the Florida Bankers Association. (Found here after 8:30AM ET, this week’s podcasts are sponsored by PHH Mortgage. From subservicing to correspondent lending, MSR/co-issue transactions, portfolio retention, reverse mortgages, and commercial servicing, PHH has solutions for the

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A Voyage of Colorful Rhythms to Groove to Without Halt – JR Stuns Fans with Engaging New Track "You Should Know" - Brazil Business Today

Doing what he does best, R&B singer-songwriter JR is following his musical passions and delivering hits that are both electrifying and memorable

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Are You Going To Korea? What You Should Know Is As Follows

Dryer Sheets In The Mailbox Is A Thing; It's Actually Important

Now admittedly, this has never, ever occurred to me. It s just not something I ever encountered in my years on this rock. But when I saw it on Reddit (YSK aka The You Should Know page), and then again on the Today show site, it made absolute sense. Have you ever seen a seemingly random dryer sheet in your mailbox? If you have, you should leave it alone.  They were placed there deliberately and for a great reason!  According to the Reddit post, your mail carrier may put a dryer sheet in your mailbox to fight against pesky, stinging bugs! Especially if you re out in the county, your poor  mail carrier may be fighting off wasps, yellow jackets, hornets, etc, just living in/hiding in your mail box.  The boxes make a nice place to hide when it gets cold at night for them. Anyway, the post was done by a mail carrier, and here s what he said:

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Dryer Sheets In The Mailbox Is A Thing; It's Actually Important

Dryer Sheets In The Mailbox Is A Thing; It's Actually Important
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