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Advertisement Published: 03/11/2020 At a glance An agricultural mortgage is a type of commercial mortgage for farms, agricultural businesses and equestrian properties, where the sum of money required is often substantial. As with residential mortgages, you’ll need to pass strict affordability criteria and will also need to show that your business is profitable (or that you’ve got a robust business plan if you’re new to the industry). This is a complex area, which makes it vital to seek suitable support from a specialist commercial mortgage broker. What is an agricultural mortgage? An agricultural mortgage is a type of commercial mortgage that’s specifically designed for farms, agricultural businesses and equestrian properties where residential mortgages are inadequate. It’s used in situations where the applicant wants to buy a farm or agricultural enterprise outright, or perhaps where they want to buy additional ....
Clydesdale Bank office, Glasgow By Scott Wright SHARES in Clydesdale Bank owner Virgin Money UK closed up nearly eight per cent last night after first-quarter results showed it returned to statutory profitability and made no further provision for bad loans amid the continuing economic fallout from coronavirus. But the institution set aside a further £49 million for payment protection insurance (PPI) pay-outs after processing of final complaints was completed on January 25. It highlighted a higher conversion of inquiries into actual complaints as the process ended, as well as higher levels of average redress and uphold rates. The bank has now processed around 740,000 complaints arising from the PPI scandal at a cost of £3.1 billion. ....