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Online lender Zype sees growth in tier II markets financialexpress.com - get the latest breaking news, showbiz & celebrity photos, sport news & rumours, viral videos and top stories from financialexpress.com Daily Mail and Mail on Sunday newspapers.
Fintech companies believe that the impact of Reserve Bank of India s order last week on unsecured loans will be visible in six to 12 months and prompt them to diversify and strengthen their secured portfolio.
Fintechs which source funds through banks or non-banking finance companies (NBFCs) are looking at quickly building their secured portfolio options to at least 40 per cent of their total portfolio.
Over the medium to long term, as part of our product strategy, we are evaluating secured products which can be enabled over a digital platform said Yogi Sadana, the founder of Zype, a lending-focussed fintech. ....
Experts expect India s fintech and NBFC segment to be the worst hit after the RBI released a new directive to increase risk weightage for unsecured loans. The borrowers may have to bar the cost. ....