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Monday s Best Mortgage Rates: January 11

Mortgage rates ticked up at the end of last week.

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Today s Best Mortgage and Refinance Rates: January 9 & 10, 2021

Today’s Best Mortgage and Refinance Rates: January 9 & 10, 2021 | Rates Are Down Money.com 1/9/2021 © Money; Getty Images Mortgage-Rate-009 The housing market maintained its 2020 hot streak in the first week of the new year. Average mortgage rates hit a new record low for the week ending January 7, continuing the downward trend seen through much of last year. Meanwhile, new data showed home prices continued to accelerate and supply reached an all-time low in 2020’s final months. Home loan applications slowed over the holidays, but still eclipsed 2019 levels. However, there are signs that a slow down could be ahead in 2021, as consumer confidence in the housing market drop significantly last month due to a worsening economy and accelerating pandemic.

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Friday s Best Mortgage Rates: January 8

Consumer confidence in the housing market declined in December as the number of COVID-19 cases increased.

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Wednesday s Best Mortgage Rates: January 6

Wednesday s Best Mortgage Rates: January 6 Money.com 1/6/2021 © Money; Getty Images Mortgage-Rate-004 Mortgage applications slowed as would be borrowers took a break during the holiday season. At the same time, the number of homeowners in mortgage forbearance held steady during the last two weeks of 2019. Meanwhile, mortgage rates are up slightly today. Today’s Mortgage Rates The average interest rate on a 30-year fixed-rate mortgage was 2.995% on Tuesday up from 2.973% on Monday. Money’s daily mortgage rates factor in rate quote data from over 8,000 lenders from across the United States. These rates include discount points and represent what a borrower with a 20% down payment and a 700 credit score roughly the national average FICO score would have been offered.

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Thursday s Best Mortgage Rates: Dec 31

Thursday s Best Mortgage Rates: Dec. 31 Money.com 12/31/2020 © Money Mortgage-Rate-Nov-26-illo Pending home sales were down for the third straight month in November as high home prices and a lack of inventory created a backlog of buyers. Despite the decline, pending sales reached record level for November, typically a slow month for real estate markets. Meanwhile, mortgage rates continued sliding. Today’s Mortgage Rates The average interest rate on a 30-year fixed-rate purchase mortgage was 3.052% on Wednesday. On Tuesday, the average rate was 3.065%. Money’s mortgage rates include the data from over 8,000 lenders across the United States and are updated daily. These rates include discount points and represent what a borrower with a 20% down payment and a 700 credit score roughly the national average FICO score would have been offered.

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