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People are still. Good afternoon. Please find a comfortable seat, and before we begin i need to tell you that there will be a book signing afterwards and, it is outside on table h, and all the authors will be there with their books. And, let me introduce the speakers for today. The first speaker will be darryl pinckney, all the way on my left. A longtime contributor to the new york review, distinguished author of high cotton and black deutschland among other books. And then i dont know who wants to be the second speaker but we might as well do it in order. So, yasmine el rashidi, egyptian author, who wrote, the battle for egypt, a chronicle of last summer, a novel, and written important pieces for the new york review. Last my on my right, masha gessen, who has written several books about russia, including the man without a face, the future is history, how totality ianism reclaimed russia, the most recent i think. Well be discussing immigration. None of us is an expert on the subject wh ....
And youve got five trillion dollars of outstanding obligations now that somebody has to deal with. Thats in the current of housing finance. Thats not in the future. So, somebody has got to deal with that. And whether its fannie or freddie or somebody else, i mean, thats, i think, a decision that congress has to make, not fhfa. Let me switch topics here for just a minute. That has to do with the mortgage debt relief act. Director watt, i dont think any state has felt the impact of falling home values more than the state of nevada. Congress passed mortgage debt relief act to ensure those who owe more on their mortgages than they do on their homes are now worth would not be hit with additional income taxes. Im not going to ask your opinion on the irs or thank you. On income taxes. But i think its unfortunate. No one gets hit more than lowincome, middleincome families. I think its unfair and i think most would concur that its unfair, that individuals would have to pay taxes on income that ....