before tom banks in a differen way now the state banks, in th regional, banks and the thin the deal needs to be a fou gonna protect puzzlers in thes regional banks, they have to submit greater regulation. what s happening with fou biggest banks, they re havin more money come in it s like winning powerball. it is raining money, inside th halls of jpmorgan this week. so the effects of this, ha been people flooding those big banks, what can we do about, because i know that s not what we want universally, we need our community banks. i think we have to figure out insurance scheme, that i accountable let s not call it a scheme. sorry, insurance model, tha is relative to the rest of these banks are taking soviet take a risk on some o these, pay more insurance, and let your depositors know, this is a risky - taking a risk. you may be getting 4%, we ar taking a risk. i like, that the more you