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Families this morning, i am sure you saw president biden addressing the country, assuring people that their deposits are safe the taxpayers are not on the hook for the banks how confident are you of tha assessment well, i have no doubt tha that is what president biden hopes happens, and that is the intent here. but i think we ve seen before, with these kinds of programs that the devil is really in th details. and there are some concernin aspects of how this is being rolled out one of the things we did wit the dodd-frank act, after th last financial crisis was we said, look, assets have to b what you have to have value of what they re actually worth and what the federal reserve i doing with this lending progra is saying, we will treat you collateral at par value, rathe than what it s really wort today. so, i understand that when you get into a bank failure, there are no good solutions. that s exactly why we can t le ....