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8 reasons to keep your Amex Business Platinum card

8 reasons to keep your Amex Business Platinum card Katie Genter © Provided by The Points Guy MSN has partnered with The Points Guy for our coverage of credit card products. MSN and The Points Guy may receive a commission from card issuers. Many of the best premium travel rewards cards have high annual fees. But The Business Platinum Card® from American Express has one of the highest annual fees at $595 (see rates and fees). As such, when your annual fee comes due, you may wonder whether you should keep your card. American Express charged the $595 annual fee (see rates and fees) to my account earlier this week. So, I needed to decide whether the Amex Business Platinum is worth its annual fee. In doing so, I considered the card’s many perks and created a list of reasons a cardholder might decide to keep their Amex Business Platinum card. Today, I’ll go through this list so you can decide for yourself.

Amex Business Platinum Card: Reasons to keep it

A Delta Air Lines retrofitted Boeing 767-400. (Photo by Benji Stawski/The Points Guy) If you spend a lot on airfare and hotels booked through Amex Travel, it may be worth keeping your Amex Business Platinum card. After all, the Amex Business Platinum earns 5x Membership Rewards points on flights and prepaid hotels booked through with American Express Travel. TPG values American Express Membership Rewards points at two cents per point. So, you’d get an approximate 10% return on purchases that earn 5x points. Additionally, you’ll get a 35% rebate when you Pay With Points for select flights. Specifically, you’ll get 3.5 points back for every 10 points redeemed when you use Membership Rewards Pay with Points through Amex Travel for:

How to select the best Marriott annual choice benefit by the Jan. 8 deadline

How to select the best Marriott annual choice benefit for 2021 Katie Genter © Provided by The Points Guy MSN has partnered with The Points Guy for our coverage of credit card products. MSN and The Points Guy may receive a commission from card issuers. Marriott Bonvoy elite status offers some impressive benefits. The perks get particularly compelling once you accrue 50 elite nights in a calendar year to reach Marriott Bonvoy Platinum Elite status. One of those perks is the ability to choose an annual choice benefit. If you reach 75 elite nights in a calendar year, you’ll be able to select a second annual choice benefit.

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Why you should add authorized users on your Amex Platinum

Why you should add authorized users on your Amex Platinum Nick Ewen © Provided by The Points Guy MSN has partnered with The Points Guy for our coverage of credit card products. MSN and The Points Guy may receive a commission from card issuers. Editor’s note: This post has been updated with new information. There are many reasons why you’d want to add authorized users to your travel credit cards. For example, they can help you hit a minimum spending requirement to earn a welcome offer or you might want to build your child’s credit history. But some cards also offer authorized users many of the same benefits as the primary cardholder. Today, I’m going to focus on the benefits available for authorized users of The Platinum Card® from American Express.