welcome to the show, i m susan. no one likes to be scammed out of money. and older victims are less likely to recover financial loss. i know, it won t happen to you, you d be smarter than that, maybe. but a scam artists get better, letting down your guard even once could cost you big time. there s a watchdog. the consumer financial protection bureau s office for older americans. it s let by skip humphrey son o wert humphrey and skip served as minnesota state senator then later at the state s attorney general. he s the former board member of the national aarp, and now heads the office of older americans. welcome, good to have you here. thank you, susan, great to be here. did i get that right? a lot, a lot of names and words. but the point is this is the thing i believe that most people kind of got the attention of elizabeth warren, now the new senator from massachusetts, this was her baby. this is a young agency, right? yes, it s. what does it do? it s barely tw