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Privacy Regulation, AI, Contactless Payments Among 2021’s Key Themes: Oxygen Will fintechs disrupt traditional banking in 2021? With contactless and digital payments now being the norm, Oxygen Banking predicts that neobanks will dominate and traditional financial institutions will look to startups to help compete in this new reality. Oxygen Banking is a modern financial platform specifically designed to meet the unique needs of freelancers, small businesses, and digital natives. Just this week, they announced research about how COVID has impacted the shopping behaviors of people this holiday season. Oxygen’s team of experts used their knowledge of the field to forecast the future of the financial services industry for this coming year and beyond. ....