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WebBank review vs. Ally review Ally pays higher rates on savings and CDs than WebBank does. It doesn t require minimum deposits for any of its accounts. Related Ally offers checking and money markets accounts along with its savings and CDs. You can also get home, auto, and personal loans through Ally. You ll probably prefer Ally to WebBank if you want quick access to your savings. You can simply transfer funds from your Ally savings account to Ally checking account and spend the money almost immediately. Ally also has a mobile app with positive reviews, and you can speak to a live customer service representative 24/7 over the phone or online. ....