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MSNBC MSNBC-Washington Post Democratic Debate November 21, 2019 02:53:00

3.2 million houses units in america, those are housing units for working families, for the working poor poor, for seniors with disabilities, its about tenant rights but there s one more piece. housing is how we build wealth in america. the federal government has subsidized the purchasing of housing for decades for white people, and has said for black people you re cut out of the deal. that was known as red lining. when i built a housing plan it s not only a housing plan about building new units. it s a housing plan about addressing what is wrong about government sponsored discrimination, how we need to address it, and we need to say we re going to reverse it. thank you, senator. senator booker? i m so grateful that as a mayor who was a mayor during a recession, who was a mayor during a housing crisis who started my career as a tenants rights lawyer, these are all good points, but we re not talking about something going on ....

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Detailed text transcripts for TV channel - MSNBC - 20190708:19:37:00

Senator harris is trying to do here is to redress some of the historical wrongs that were conducted through federal policy. so this can go part of the way towards addressing some of those disparities such as an income. so, for example, where you live determines so a large extent from any family is the type of school that you go to. if you don t have much in the way of wealth, cannot purchase a home in the nicest neighborhoods. we also know that schools tend to be the better schools tend to be located in neighborhoods where houses are more expensive because those are the they re supported by the taxes. exactly. is there some danger that in causing home prices to go up in neighborhoods that may be predominantly occupied or populated by african-americans that the has the same effect that you and i talked about last time about gentrification where you still end up hurting renters? well, there is that chance of that. so i think this would have to be married with other componen ....

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Detailed text transcripts for TV channel - MSNBC - 20190708:19:36:00

Grant. so the idea is you re not causing people because this is a fine line, causing people to get overextended so that when home prices go down again, which they may, you don t end up with exactly the same problem. you ve thrown all these people who have made home ownership gains out. exactly. so talk to me about we ve been focusing a lot in recent days partially because of the presidential election of the wealth gap because so many of the candidates are talking about it. but it s an evolution because most people talk about the income gap, which is its own problem. african-americans make a portion of what the national average makes, unemployment rates tend to be higher particularly for african-american males. does this problem solve the other problem, or does the contribute to the solution to does closing the wealth gap help the income gap? the can because wealth you think of the as accumulation of past disparities and income, access to opportunity, opportunities that yo ....

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Detailed text transcripts for TV channel - MSNBC - 20190708:19:32:00

Family. in 2016 the median family wealth for white families was $171,000. that s your house, things of value, minus things that you owe. compare that to $20,920 for hispanic families and $17,409 for black families. wealth, as i say, defined as the total market value of all your assets including home ownership, which is a primary driver of wealth in america. according to the census bureau, 73% of white households are homeowners. that number stems at 47% for hispanic and 41% for black households. california senator kamala harris wants to change that by creating a $100 billion government-administered fund to provide grants up to $25,000 to assist with downpayments and closing costs. harris says this will benefit up to 4 million families and individuals who buy homes in historically red-lined communities, low-income or ....

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Detailed text transcripts for TV channel - MSNBC - 20190708:19:31:45

Detailed text transcripts for TV channel - MSNBC - 20190708:19:31:45
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