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Want To Apply For A Personal Loan? 5 Things To Know

A personal loan can be availed for various financial requirements, for instance, medical emergencies, higher education, international trips and marriage expenses. These loans are easy to get and come in the unsecured loan category in which a borrower doesn't need to offer any collateral. To put it simply, collateral is an item that a bank can seize when a borrower fails to repay a loan on the agreed terms and conditions. The rate of interest of a personal loan is mostly at the higher end when compared to other borrowing loan rates, for instance, home or car loans. ....

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PF Withdrawal: Follow these steps to withdraw EPF money online and offline


PF Withdrawal: Follow these steps to withdraw EPF money online and offline
The EPF (Employees’ Provident Fund) is a mandatory saving scheme designed for employees that will help them after retirement
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Updated: Jul 17, 2021, 11:34 AM IST
The EPF (Employees’ Provident Fund) is a mandatory saving scheme designed for employees that will help them after retirement. This fund is also known as Provident Fund (PF). As per the EPF guidelines, the employee must contribute 12 per cent of their basic salary to this fund every month, the employer too has to contribute the same amount every month.
PF Account Withdrawal Conditions
An individual can withdraw their PF amount partially or fully depending on their needs. The individual can be retired or be unemployed for a period of more than two months. Upon which, the amount can be withdrawn pending an attestation from a gazetted office. ....

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