jenna: well, a new year and new questions about how we got into the financial crisis, and now a fresh, new inside look at what was going on inside the federal reserve when the housing market was on the verge of collapse. chairman ben bernanke who took over as chairman of the federal reserve in 2006 apparently thought the economy was strong enough to pull off a, quote, soft landing. tim geithner who sat on the board before becoming treasury secretary didn t seem to recognize how much damage the housing bubble would eventually cause. according to newly-released transcripts from a meeting in september of 2006, this is what our treasury secretary said then. quote, we just don t see troubling signs yet of collateral damage, and we are not expecting much. of course, a year later we were in the complete collapse, nearly, of our financial system. charles payne is ceo of wall street centrals, a contributor for the fox business network and a little giggle you giggle as you want to cry, obvio