AND APPROVAL OF THE CONSOLIDATED FINANCIAL STATEMENTS FOR THE YEAR ENDED 31 DECEMBER 2020 Management of Joint Stock Commercial Bank Uzbek Industrial and Construction Bank ( the Bank ) and its subsidiaries ( the Group ) is responsible for the preparation of the consolidated financial statements that present fairly the financial position of the Group as at 31 December 2020, and the related consolidated statement of profit or loss and other comprehensive income, changes in equity and cash flows for the year then ended, and of significant accounting policies and notes to the consolidated financial statements (the consolidated financial statements ) in compliance with International Financial Reporting Standards ( IFRS ).