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What’s the best place to keep cash I will use to pay off mortgage?
Updated Mar 31, 2021;
Q. We have 14 years and $270,000 left on our 20-year mortgage. I plan on paying off the loan in about five years but rather than send the bank a little more money each month or year, I’d rather keep it working for me until I have an amount that’s equal to the outstanding loan amount. I don’t see the point in letting the bank have access to the money beforehand. Right now I’m keeping these funds in an online bank earning 0.40%. Is there a better place to keep this money and earn some kind of yield without too much risk? ....

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